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marți, 1 martie 2011

Get to Know the Best Ways to Initiate a Money Transfer to Vietnam

Get to Know the Best Ways to Initiate a Money Transfer to Vietnam
Before you go on a vacation in Vietnam, you should get the facts about funds in the country. Specifically, you need to know what form of payment is most often accepted so that you are never stuck without money to methods] to pay in this beautiful nation before you plan to initiate a money transfer to Vietnam.
The most widely accepted type of legal tender in this country is the Vietnamese dong, but you will find that U.S. dollars are taken in several areas, also. If you are in a tourist country, for example, you can probably use the U.S. dollar quite often when shopping or sleeping at hotels, but business districts usually prefer the Vietnamese dong.
You should be sure to carry some dong, or at least some of both legal tender, especially as you travel further from the main cities like Ho Chi Minh City or Hanoi. Don't forget to bargain a bit when you shop, as you can save a decent amount of cash this way, and it is a nice change from the fixed pricing at shops in the U.S.
There are many more ATMs than there used to be in this country, which is why using a prepaid debit card to create a money transfer to Vietnam could be a great idea. You can remove money from ATMs before you go out shopping, as you need cash when you barter. You might also decide to use the prepaid debit card as a regular debit card, but be aware that many stores add a 3% commission charge to credit or debit card transactions. You can use MasterCard and Visa in most cities, though some do also take American Express with an extra 4% fee.
A number of people are comfortable with traveler's checks, and they can be exchanged in Vietnam in random places. However, it is sometimes hard to find banks that will exchange them for cash so do not depend on them completely. Plan to be charged up to 2% commission to change them into dong. However, be aware that Vietcom bank changes Amex checks for free, and others after a .5% fee.
It is best to know the most acceptable forms of payment before you start a money transfer to Vietnam in any way. This will ensure that you have enough money to get by while in this nation. Not every retailer takes cards or U.S. dollars, but then some prefer such forms of payment to the Vietnamese dong, which means having all of these forms of funds can be a good idea.

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